Get Out of your Debt Trap

Take the first step towards a debt-free tomorrow

How It Works?

There are 5 phases in Loan settlement process:

Check Eligibility

Share information about your unsecured debts (credit cards, personal loans etc) with our counsellors and check your eligibility


Sign up with us after signing a legal agreement that protects your interest and enables debt resolution


Start saving for loan resolution and let us handle your worries and harassment


After you have saved enough funds, discuss with your creditors to resolve your loans based on your payment capacity.


We will work hard to get you the best possible resolution so that you can become debt free!

Our Debt Relief Services

Personal Loan Settlement Agency!

Personal loan settlement

Personal loan settlement is the process of paying back a percentage of your loan balance to close the debt. Many people seek help for settling their obligations since banks and NBFCs don't agree on a resolution easily.

Credit Card Loan Settlement Agency!

Credit card loan settlement

Credit card debt can be very expensive with interest rates as high as 40%. If you have a credit card debt that you are unable to pay and want to resolve, you should consider taking help. It will save you money and improve your financial situation in the long run.

Anti-harassment Service!

Anti-harassment service

Harassment by recovery agents is quite common in India, inspite of several Supreme Court judgements and RBI guidelines prohibiting harassment of borrowers. Read on to know how we can help with our Anti-harassment Service!

Debt Closure Services!

Debt closure

Debt closure or loan closure is a viable option if you can pay the full amount or most of the amount in installments that are affordable to you and can be negotiated with the bank. It is a recommended option if you have paying capacity.

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Frequently Asked Questions

Loan settlement is the process of negotiating with creditors to pay off a debt based on your paying capacity. It is also known as debt settlement, debt relief, or debt resolution.

There are several reasons why you might want to settle a loan. Maybe you can no longer afford the monthly payments, or you want to get rid of the debt as quickly as possible. Perhaps you’ve fallen behind on payments and are facing foreclosure. Whatever the reason, loan settlement can be a way to get out of debt without having to declare bankruptcy.

Loan settlement works by negotiating with creditors to pay off a debt based on your paying capacity. The creditor gets paid and you get out of debt. It's a win-win situation.

There are several benefits to loan settlement. First, it can help you get out of debt quickly. If you’re struggling to make monthly payments, settling your loans can give you some breathing room. This can be a huge relief if you’re struggling to make ends meet.

We can help you in resolving unsecured loans like personal loans, credit card debts, consumer loans, unsecured business loans etc. We cannot assist in collateral based loans like home loans, auto loans, gold loans and consumer durable loans.

Yes, it is perfectly legal.

We understand that you may be in financial difficulties but wherever possible, you must meet your financial obligations to the lenders.

Loan settlement is the discretion of the lenders and only they can issue the settlement letters. We can only assist and do not have any authority to issue such letters.

Latest News & Articles

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How to Stop Bank and Agent Harassment: RBI Guidelines

It might be upsetting to deal with harassment regarding overdue loans from banks and recovery companies. Guidelines have been instituted by the Reserve Bank of India (RBI) to safeguard borrowers against any excessive pressure. Here’s a quick instruction explaining how to deal with and end this abuse.     Respect for Privacy and Dignity Banks […]


Debt Consolidation: Is it a solution for debt problems

  The usefulness of debt consolidation as a management and resolution tool for financial issues varies depending on the specifics of each case. This article examines the benefits and drawbacks of debt consolidation as well as the situations in which it can be the best option.   Debt Consolidation: What Is It? In debt consolidation, […]

Education loan settlement

Top 5 things RBI guidelines for education loan settlement

Are you aware that the Reserve Bank of India (RBI) has laid down specific guidelines for education loan settlements? If not, you’re not alone. Many borrowers are unfamiliar with these regulations, often resulting in confusion and uncertainty when it comes to repaying education loans. In this blog post, we’ll delve into the top 5 things […]


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